Funder Information
Funder Name
THE SMARTER MERCHANT
Date Funded
2025-09-30
Amount Funded
$48,700.00
Financing Type
Cash Advance
Renewal
No
Created At
2026-01-29 00:56:20
Modified At
2026-01-30 23:40:59
Occurrence Count
2 times
Analytics Sources
430094
Account Information
Account Name
Lavish Nail Spa LLC
Account ID
001Nt00000bVmSwIAK
Industry
Hair/Nail/Skin Care
Location
Wilmington, DE
Payment Details
Term (Days)
170
Payment Frequency
Weekly
Daily Payment
$400.00
Actual Payment
$400.00 (Weekly)
First Payment
2025-10-03
Last Payment
2025-10-31
Transaction Count
13
Transaction Amount
$-26,000.00
First Bank Statement
2025-07-01
Last Bank Statement
2025-10-31
Analysis
Factor Rate
0.2053
Payoff Status
active
Expected Payoff
2026-05-26
Full Visibility
partial
Payment Variance
Consistent payments
Note: Restructure status is based on withdrawals, not payment variance
Transactions (14)
# Date Amount Description Analytics Sources Occurrences Match Reason
1 2025-09-30 $48,700.00 Fedwire Credit Via: Fieldpoint Private Bank & Trust/021172784 B/O: 1/Dmka LLC D/B/A The Smarter Mercha3/US/New York,100100000,New York Ref: Chase Nyc/Ctr/Bnf=Lavish Nail Spa LLC Newtown Square PA 19073-1062 US/Ac-000000007176 Rfb=Not Provided Ob I=/Purp/Mid 674602 Imad: 0930Mmqfmp1Q000066 Trn: 1419151273Ff 430094 2 funding_deposit
2 2025-10-03 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251002 CO Entry Descr:674602 Sec:CCD Trace#:122043486813223 Eed:251003 Ind ID:674602 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 2766813223Tc 430094 2 direct_match
3 2025-10-10 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251009 CO Entry Descr:674602 Sec:CCD Trace#:122043480770893 Eed:251010 Ind ID:674602#2 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 2830770893Tc 430094 2 direct_match
4 2025-10-17 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251016 CO Entry Descr:674602 Sec:CCD Trace#:122043486362766 Eed:251017 Ind ID:674602#3 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 2906362766Tc 430094 2 direct_match
5 2025-10-24 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251023 CO Entry Descr:674602 Sec:CCD Trace#:122043484016044 Eed:251024 Ind ID:674602#4 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 2974016044Tc 430094 2 direct_match
6 2025-10-31 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251030 CO Entry Descr:674602 Sec:CCD Trace#:122043488006201 Eed:251031 Ind ID:674602#5 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3048006201Tc 430094 2 direct_match
7 2025-11-07 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251106 CO Entry Descr:674602 Sec:CCD Trace#:122043482261967 Eed:251107 Ind ID:674602#6 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3112261967Tc 501241 1 direct_match
8 2025-11-14 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251113 CO Entry Descr:674602 Sec:CCD Trace#:122043487780781 Eed:251114 Ind ID:674602#7 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3187780781Tc 501241 1 direct_match
9 2025-11-21 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251120 CO Entry Descr:674602 Sec:CCD Trace#:122043487793217 Eed:251121 Ind ID:674602#8 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3257793217Tc 501241 1 direct_match
10 2025-11-28 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251126 CO Entry Descr:674602 Sec:CCD Trace#:122043483771260 Eed:251128 Ind ID:674602#9 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3323771260Tc 501241 1 direct_match
11 2025-12-05 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251204 CO Entry Descr:674602 Sec:CCD Trace#:122043484585956 Eed:251205 Ind ID:674602#10 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3394585956Tc 501241 1 direct_match
12 2025-12-12 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251211 CO Entry Descr:674602 Sec:CCD Trace#:122043483674102 Eed:251212 Ind ID:674602#11 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3463674102Tc 501241 1 direct_match
13 2025-12-19 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251218 CO Entry Descr:674602 Sec:CCD Trace#:122043486280009 Eed:251219 Ind ID:674602#12 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3536280009Tc 501241 1 direct_match
14 2025-12-26 $-2,000.00 Orig CO Name:The Smarter Merc Orig ID:Rpp4076677 Desc Date:251224 CO Entry Descr:674602 Sec:CCD Trace#:122043480327287 Eed:251226 Ind ID:674602#13 Ind Name:Lavish Nail Spa 2 888-262-7171 Trn: 3600327287Tc 501241 1 direct_match
Total $-26,000.00 14 transactions