Funder Information
Funder Name
THE SMARTER MERCHANT
Date Funded
2025-10-29
Amount Funded
$2,100.00
Financing Type
Cash Advance
Renewal
Yes - Renewal
Renewal detected: 11 transactions from 2025-10-15 to 2025-10-15 found before funding date 2025-10-29
Created At
2026-01-28 22:16:43
Modified At
2026-01-30 17:29:21
Occurrence Count
3 times
Analytics Sources
448642, 485730
Account Information
Account Name
Fizz Co LLC
Account ID
001Nt00000HBRRJIA5
Industry
Food & Beverage
Location
Millbrook, AL
Payment Details
Term (Days)
64
Payment Frequency
Weekly
Daily Payment
$39.00
Actual Payment
$39.00 (Weekly)
First Payment
2025-10-29
Last Payment
2025-12-30
Transaction Count
51
Transaction Amount
$-13,311.65
First Bank Statement
2025-09-01
Last Bank Statement
2025-12-31
Analysis
Factor Rate
6.3389
Payoff Status
paid_off_rtr
Expected Payoff
2026-01-27
Full Visibility
partial
Payment Variance
Consistent payments
Note: Restructure status is based on withdrawals, not payment variance
Transactions (51)
# Date Amount Description Analytics Sources Occurrences Match Reason
1 2025-10-29 $-2,100.00 WITHDRAWAL HOME BANKING TRANSFER TO SHARE 0010 448642, 485730 3 funding_deposit
2 2025-10-29 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 448642, 485730 3 direct_match
3 2025-10-30 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043485855782 448642, 485730 3 direct_match
4 2025-10-31 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043485883308 Withdrawal ACH Alabama Power TYPE : APC EBILL ID : 1630004250 448642, 485730 3 direct_match
5 2025-10-31 $-194.99 Withdrawal ACH SPECTRUM TYPE : SPECTRUM ID : 0000358635 CO : SPECTRUM ACH Trace Number : 021000029360440 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
6 2025-11-03 $-226.56 RPP4076677 CO: THE SMARTER MERC ACH TRACE NUMBER: 122043485913272 485730 2 direct_match
7 2025-11-04 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043485942936 485730 2 direct_match
8 2025-11-05 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043485969005 485730 2 direct_match
9 2025-11-06 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043485996573 485730 2 direct_match
10 2025-11-07 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486023376 485730 2 direct_match
11 2025-11-10 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486052671 485730 2 direct_match
12 2025-11-12 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486083234 485730 2 direct_match
13 2025-11-13 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486116430 485730 2 direct_match
14 2025-11-14 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486144938 485730 2 direct_match
15 2025-11-17 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486175388 485730 2 direct_match
16 2025-11-18 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486206702 485730 2 direct_match
17 2025-11-19 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 485730 2 direct_match
18 2025-11-20 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486257647 485730 2 direct_match
19 2025-11-21 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486286967 485730 2 direct_match
20 2025-11-24 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486317563 485730 2 direct_match
21 2025-11-25 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486344150 485730 2 direct_match
22 2025-11-28 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486396271 485730 2 direct_match
23 2025-12-01 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486434291 485730 4 direct_match
24 2025-12-02 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486464830 485730 2 direct_match
25 2025-12-03 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486490333 485730 2 direct_match
26 2025-12-04 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486514730 485730 2 direct_match
27 2025-12-05 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 485730 2 direct_match
28 2025-12-08 $-226.56 RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486571384 485730 2 direct_match
29 2025-12-08 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE: FF ID: RPP2952677 CO: FORWARD FIN LLC ACH Trace Number: 122043486569547 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: 485730 2 direct_match
30 2025-12-09 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 485730 2 direct_match
31 2025-12-11 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486646836 485730 2 direct_match
32 2025-12-11 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486645844 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
33 2025-12-12 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486673444 485730 2 direct_match
34 2025-12-15 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486705664 485730 2 direct_match
35 2025-12-16 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 485730 2 direct_match
36 2025-12-17 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 485730 2 direct_match
37 2025-12-18 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486780957 485730 2 direct_match
38 2025-12-18 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486778665 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
39 2025-12-19 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486806110 485730 2 direct_match
40 2025-12-19 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486804145 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
41 2025-12-22 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486835637 485730 2 direct_match
42 2025-12-22 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486834406 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
43 2025-12-23 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486864073 485730 2 direct_match
44 2025-12-23 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486863065 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
45 2025-12-24 $-226.56 RPP4076677 CO : THE SMARTER MERC ACH Trace Number : 122043486889600 485730 2 direct_match
46 2025-12-24 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE : FF ID : RPP2952677 CO : FORWARD FIN LLC ACH Trace Number : 122043486887706 Withdrawal ACH THE SMARTER MERC TYPE : 679627 ID : 485730 2 direct_match
47 2025-12-26 $-226.56 RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486917851 485730 2 direct_match
48 2025-12-26 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE: FF ID: RPP2952677 CO: FORWARD FIN LLC ACH Trace Number: 122043486915618 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: 485730 2 direct_match
49 2025-12-29 $-226.56 RPP4076677 CO: THE SMARTER MERC ACH Trace Number: 122043486952315 485730 2 direct_match
50 2025-12-29 $-217.14 Withdrawal ACH FORWARD FIN LLC TYPE: FF ID: RPP2952677 CO: FORWARD FIN LLC ACH Trace Number: 122043486950006 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: 485730 2 direct_match
51 2025-12-30 $-226.56 Withdrawal ACH THE SMARTER MERC TYPE: 679627 ID: 485730 2 direct_match
Total $-13,311.65 51 transactions